A beautiful engagement ring or fine jewelry purchase doesn't have to strain your budget all at once. Solomon Jewelers in Wichita offers flexible financing through Shop Pay Installments — here's exactly how it works and who it's right for.
What Is Shop Pay Installments?
Shop Pay Installments is a buy-now-pay-later option offered through Shopify and powered by Affirm. It lets you split your purchase into equal payments over time — either interest-free for shorter terms or with a fixed APR for longer terms — so you can bring home the piece you want without paying the full amount upfront.
How Do I Apply?
It's simple. When you check out on jewelsbysolomon.com, select Shop Pay as your payment method. You'll be prompted to choose your installment plan — you'll see your options (number of payments, interest if any) clearly before you commit. Approval takes seconds and doesn't require a hard credit pull for pre-qualification.
What Are the Terms?
Terms vary based on purchase amount and your credit profile. Common options include:
- 4 interest-free biweekly payments — for eligible purchases, no interest, no fees
- Monthly installment plans — 6, 12, or 24 months with a fixed APR disclosed upfront
You'll see your exact options during checkout — there are no hidden fees and no prepayment penalties.
Is This Right for Me?
Financing makes sense when it lets you get exactly the piece you want — not a compromise — without creating financial stress. If spreading $2,500 over 12 monthly payments fits your budget better than paying upfront, that's a smart use of financing. Where it doesn't make sense is financing beyond what you can realistically afford to repay.
In-Store Financing Options
For larger purchases or custom designs, we also discuss additional financing options in person. Come in and talk to us — we'll find a payment approach that works for your situation.